Meet your
advisor
Welcome. My name is Sandra Boyo Wujum. I am a Life Insurance Broker & and Retirement Specialist. With over 20 years of experience in the health industry, I realized the importance of life insurance and preparing for retirement. Growing up in Cameroon, West Africa, the pain of seeing families deal with grief while trying to bury their loved one with little or no funds was a heart-wrenching daily occurrence. This led to the passion of helping and protecting families. As a trained professional who has a deep understanding of the different types of life insurance policies available, my goal is to help you choose the one that best meets your needs and goals. I represent the most trusted A-rated life insurance companies in the nation. I can help you with a variety of insurance needs, including final expense, mortgage protection, retirement planning, IULs, Annuities, and more. I genuinely look forward to helping you.
Partnered with the Best Life Insurance & Annuity Carriers in the Industry
Verify My Credentials By State
CA LIC# 4384474
TX LIC# 3194777
NV LIC# 4022379
OH LIC# 1591136
Click on the State seal of the license you are verifying to be redirected to the official Department Insurance website.
Providing You with Peace of Mind
When it comes to providing peace of mind for our families, no one should be denied due to pre-existing health conditions. That is why we have affordable options that fit every situation to make sure that your family is protected.
Want to cover burial or cremation costs? Leave money behind for income replacement, pay off bills or a mortgage? Leave money behind for legacy purposes like a grandchild's college tuition? We have you covered with our GUARANTEED ACCEPTANCE plans.
Term Life Coverage
Term life coverage offers higher coverage amounts at a lower rate than whole life coverage and is ideal for people who just need temporary coverage for income replacement, to pay off a mortgage or pay off any other significant loans / bills. Terms typically last for 10, 15, 20, 25 or 30 years and if selected, may come with a cash back option that will give you a 100% TAX FREE refund of all the premiums you paid during the term upon expiration of the policy.
Whole Life Coverage
Guarantees that as long as premiums are met, your rate will never increase and your coverage will never expire so it will always be there for your family when they need it. In addition, this type of policy has a savings account on the side of the insurance that builds with interest. As you make your monthly premiums, you are putting your money where it will grow and over time, you may access your savings in the event of an emergency or need, TAX FREE.
Living Benefits
Living Benefits are included at no additional cost which allows you to access all or a portion of your life insurance if you get diagnosed with a terminal illness in which you have 12 months or less to live, OR are unable to perform 2 of 6 Activities of Daily Living (ADLs, bathing, eating, walking etc) for 90 consecutive days, OR if you suffer from ALS, kidney failure, life-threatening cancer, major organ failure, heart attack, and stroke. Availability varies by state and plan.
Retirement Protection & Planning
Many people have lossed thousands of their retirement income due to market declines and the closer one gets to retirement, the less time they have to make up for the losses. A fixed indexed annuity is a safe, secure, and profitable option to continue to grow your retirement income as it participates in market gains, but does not lose due to market decline. 401Ks and other investments you may have can be seamlessly rolled over. Let us help you protect your hard earned retirement today.
Get Your Free Quote & Summary
With multiple companies and plans to choose from, finding the right policy for your family and which company that will approve your health can both be a headache. With over 50 of the best A-Rated Insurance Companies in our database, we can do the hard work for you!
If coverage is applied for, the insurance company will conduct an electronic precheck of your MIB report to verify your health. Your MIB report is a database of your medical and prescription records that the insurance companies use to render an instant decision for you without needing a medical exam. Please answer each question honestly and to the best of your knowledge so that we can accurately make the best recommendation for you. Submission of this form is not an application or contract for coverage.