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Meet your
advisor
My name is John Breaux. After working 13 years for extensive hours in the electrical field, I learned what true work ethic means. In 2021 I lost multiple family members leaving me distraught, all the while having to navigate through the funeral process and raising funds for funeral and burial costs. It was in those difficult times that I decided that i would make it my life goal to make sure no one else had to experience putting together fundraisers, "Go-Fund-Me" campaigns, and having to choose between paying a bill or contributing to paying for expenses to lay a loved one to rest. I decided to become the help I didn't experience by taking the lead in making sure families are able to grieve properly and leave a last I love you for their loved ones by leaving them a little extra funds behind. I would be honored to have the opportunity to serve you and your family through these unforeseeable difficult times. I look forward to becoming an added asset to your family, whether that's in making sure your family keeps your home upon a tragedy, protecting your hard-earned retirement funds from being inevitably taxed or making sure your funeral expenses are covered. Allow me to help you put a security blanket over what matters most to you; your family.
Partnered with the Best Life Insurance & Annuity Carriers in the Industry
Verify My Credentials By State
CA LIC# 4247668
AZ LIC# 20493318
OH LIC# 1500535
Click on the State seal of the license you are verifying to be redirected to the official Department of Insurance website.
Providing You with Peace of Mind
When it comes to providing peace of mind for our families, no one should be denied due to pre-existing health conditions. That is why we have affordable options that fit every situation to make sure that your family is protected.
Want to cover burial or cremation costs? Leave money behind for income replacement, pay off bills or a mortgage? Leave money behind for legacy purposes like a grandchild's college tuition? We have you covered with our GUARANTEED ACCEPTANCE plans.
Term Life Coverage
Term life coverage offers higher coverage amounts at a lower rate than whole life coverage and is ideal for people who just need temporary coverage for income replacement, to pay off a mortgage or pay off any other significant loans / bills. Terms typically last for 10, 15, 20, 25 or 30 years and if selected, may come with a cash back option that will give you a 100% TAX FREE refund of all the premiums you paid during the term upon expiration of the policy.
Whole Life Coverage
Guarantees that as long as premiums are met, your rate will never increase and your coverage will never expire so it will always be there for your family when they need it. In addition, this type of policy has a savings account on the side of the insurance that builds with interest. As you make your monthly premiums, you are putting your money where it will grow and over time, you may access your savings in the event of an emergency or need, TAX FREE.
Living Benefits
Living Benefits are included at no additional cost which allows you to access all or a portion of your life insurance if you get diagnosed with a terminal illness in which you have 12 months or less to live, OR are unable to perform 2 of 6 Activities of Daily Living (ADLs, bathing, eating, walking etc) for 90 consecutive days, OR if you suffer from ALS, kidney failure, life-threatening cancer, major organ failure, heart attack, and stroke. Availability varies by state and plan.
Retirement Protection & Planning
Many people have lost thousands of their retirement income due to market declines and the closer one gets to retirement, the less time they have to make up for the losses. A fixed indexed annuity is a safe, secure, and profitable option to continue to grow your retirement income as it participates in market gains, but does not lose due to market decline. 401Ks and other investments you may have can be seamlessly rolled over. Let us help you protect your hard earned retirement today.
Get Your Free Quote & Summary
With multiple companies and plans to choose from, finding the right policy for your family and which company that will approve your health can both be a headache. With over 50 of the best A-Rated Insurance Companies in our database, we can do the hard work for you!
If coverage is applied for, the insurance company will conduct an electronic precheck of your MIB report to verify your health. Your MIB report is a database of your medical and prescription records that the insurance companies use to render an instant decision for you without needing a medical exam. Please answer each question honestly and to the best of your knowledge so that we can accurately make the best recommendation for you. Submission of this form is not an application or contract for coverage.